April 2018 - NGO SEMAK

SEMAK Training Center – Annual Program for Training, Coaching and Financial Support

Annual Program for Training, Coaching & Financial Support

Established in 2019 – a space for knowledge, development and growth

In 2019, SEMAK established the Training Center for education and business development in response to the real needs of the local and regional economy. The Center supports start-ups, the formalization and growth of family businesses, rural and women-led entrepreneurial initiatives, and young people aiming to build sustainable and competitive enterprises.

The Training Center is a practical platform for learning, coaching, and financial facilitation—aligned with national and EU policies on entrepreneurship, innovation, and the green transition.

Annual Training & Coaching Program

January – December

The program is designed as a continuous, year-long process, delivered through thematic coaching sessions, workshops, and mentoring—tailored to different stages of business development. Sessions take place both in groups and individually, following a “learning by doing” approach.

Thematic Coaching Modules

Fundamentals of entrepreneurship and start-up development
Formalization and advancement of family businesses
Development of rural and women-led businesses
Business models and market analysis
Financial planning and sustainable growth
Green economy, innovation, and circular business models
Regulatory compliance and standards
Preparation of applications for financial support

Financial Support & Facilitation

One of the key pillars of the program is direct support for access to finance, including guidance, documentation preparation, and mentoring throughout the entire process—from idea development to application and implementation.

Available Financial Instruments

FITR – innovation, start-ups, and technological development
IPARD – agriculture, rural and processing capacities
Law on Financial Support of Investments, including:
- competitiveness
- capital investments
Small loans and favorable financial lines
Support for grants, co-financing, and green funds

Who Is This Program For?

This program is designed to support a wide range of entrepreneurs and businesses at different stages of development, including:

Start-up companies seeking guidance, structure, and growth support
Micro, small, and medium-sized enterprises (MSMEs) aiming to improve competitiveness and sustainability
Family businesses in the process of formalization and professional development
Rural businesses and women-led entrepreneurial initiatives looking to strengthen their market position
Young entrepreneurs and individuals with innovative business ideas who want to build sustainable and competitive ventures

The program is inclusive and adaptable, providing tailored support according to the specific needs and development stage of each participant.

Our Goal

To create sustainable, competitive, and financially stable businesses through knowledge, mentoring, and access to financial resources—with a strong focus on local development, inclusiveness, and long-term employment.

12-Month Cycle Structure

The annual program follows a clear development pathway:
idea → formalization → growth → financial support → stabilization

Annual Monthly Calendar

January | Module 1: Entrepreneurship & Business Idea

Basics of entrepreneurship
Business idea development and validation
Start-up mindset
Individual coaching for business ideas
Target group: youth, start-ups, beginners

February | Module 2: Business Formalization

Business registration
Legal forms and obligations
Tax and administrative aspects
Formalization of family businesses
Target group: family and micro businesses

March | Module 3: Business Model & Market

Business Model Canvas
Market and competition analysis
Target customers and value proposition
Target group: start-ups, MSMEs

April | Module 4: Financial Planning

Basics of financial planning
Costs, revenues, and cash flow
Business sustainability
Target group: all categories

May | Module 5: Access to Finance – FITR

FITR measures and public calls
Co-financed grants
Application preparation
Individual coaching for applications
Target group: start-ups and innovative companies

June | Module 6: IPARD & Rural Business

IPARD measures
Rural and agricultural businesses
Women entrepreneurship in rural areas
Target group: rural and women-led businesses

July | Module 7: Law on Financial Support

Competitiveness
Capital investments
State support for growth
Target group: MSMEs and manufacturing businesses

August | Module 8: Small Loans & Financial Instruments

Micro and small loans
Financial stability
Preparation for credit applications
Target group: micro and family businesses

September | Module 9: Marketing & Sales

Marketing fundamentals
Digital marketing
Sales strategies
Target group: all businesses

October | Module 10: Development, Growth & Scaling

Growth strategies
Market expansion
Employment and team management
Target group: growing MSMEs

November | Module 11: Standards, Quality & Compliance

Introduction to standards (ISO, HACCP)
Improving competitiveness
Regulatory compliance
Target group: manufacturing and service companies

December | Module 12: Evaluation & Individual Coaching

Progress evaluation
Individual coaching sessions
Preparation of the plan for the following year
Target group: all program participants

Continuous Activities (Throughout the Year)

Individual business coaching
Mentoring
Financial facilitation
Support for applications (FITR, IPARD, loans)

Goal of the Annual Program

To support the creation of formalized, financially supported, and sustainable businesses—with a special focus on young people, women, rural communities, and family enterprises.